Calculators
Required Return Calculator
What annual growth rate closes the gap between today and your goal? Enter your target, timeline, starting balance, and contribution plan to see the required return — then compare it to historical market averages.
Results
Enter your goal, timeline, and savings plan to see the growth rate required.
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Frequently asked questions
- Does this account for taxes or fees?
- No. The required return is pre-tax and excludes account fees, fund expenses, and inflation. Reduce the growth assumption manually for a conservative view.
- What if contributions alone hit the goal?
- The required growth rate shows 0% — your deposits reach the target without compounded earnings on the balance.
- Is this financial advice?
- No. This is an educational calculator. It does not tell you what to buy, sell, or expect from any investment.